High expertise in debt collection

We are the specialists in the collection of accounts receivable by lawyers for B2B and B2C relationships.  Providing the appropriate expertise as well as technical and human resources, we focus on clients with high volumes of defaulted accounts.

Specifically designed solutions for each client allow us to efficiently handle the extra-judicial collection of debts. At the same time we are able to successfully conduct cases as well as enforcements. We analyse and evaluate each individual account receivable. Our special collection strategies conducted by lawyers clearly reduce the risk of defaults.

These are aspects in our favour:

• Competence in industry solutions

As acknowledged and powerful experts we have long-term expertise in various branches of the industry. Our lawyers know the important characteristics of your industry as well as the specific needs and requirements of your operating departments – and act accordingly.

• Powerful infrastructure

Our lawyers in charge are professionally supported by our inhouse IT-centre. Programmers, developers, adminstrators and projektmanagers react fast and flexibly to the various individual requirements of our clients. This is especially true for the design of IT interfaces, individual reportings as well as the adjustment of all other processes to the clients needs and guidelines.

• High consulting competence
  

We offer a high judicial competence in our consulting process concerning debt collection and other value preserving judicial services. A special expertise has been developed in challenging situations where we offer a high commitment concerning the decisions made. Debt collection for us is an integral part of the overall risk management and a stable customer relationship.

• Respectful procedures

We put the respectful, gentle and therefore value preserving contact with your customer in the focus of each step in the dialog. How we proceed depends on the customer's history and which contractual peculiarities might have to be considered. To establish a confidence-building personal contact we start the dialog with your customer at the earliest possible moment.

Excerpt from our catalog of services

As lawyers we can offer all of the following as one-stop services. Due to our demanding judicial training and accreditation we are in a position to offer an almost unlimited range of legal measures.

Pre-trial handling

• Data transfer of your cases into the KSP debt collection system

• Plausibility check for each individual case

• Intelligent clustering and controlling of the case portfolio

• Address search for mail returns via internal and external databases

• Case conduct, completion, administration and execution of settlements and instalment agreements

Judicial commercial dunning

• Scorings and credit rating checks prior to cost inducing measures, to match negative characteristics

• Application for court orders in automised judicial dunning process

• Individual outbound calls based on power dialers

• Application for enforcement orders

• Conducting the case before court, if necessary

• Case conduct, completion, administration and execution of settlements and instalment agreements

Enforcement

• Individual threat of enforcement together with renewed demand for payment to customers with reference to an existing enforcement order

• Completion, administration and execution of settlements and instalment agreements

• Distress of bank accounts or salaries resp.

• Proceedings to file an affidavit

Insolvency proceedings

Outsourcing the insolvency proceedings to KSP

To administer insolvency proceedings in house is generally difficult to standardise and asks for a special expertise in insolvency law. For most clients it is much too complex, time-consuming and costly. KSP and its lawyers are predestined for the administration of these proceedings.

Insolvency proceedings with collateralised resp. uncollateralised claims

• Filing of claims with the insolvency list; if necessary filing a correction with the insolvency list following the realisation of a security collateral
  
  
• Monitoring of quota payments
  
  
• Applications in conjunction with a decision concerning the discharge of residual debt in a consumer insolvency proceedings
  
  
• Editing and structuring of all data relevant to the case
  
  
• Claiming rights for segregation resp. preferential satisfaction
  
  
• Individual support of the creditor vs liquidator
  
  
• Monitoring payments (monitoring quota or instalments)